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 Amazing what you dont notice

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Greez Lightning
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Posted - February 20 2007 : 5:38p Reply with Quote Report this post to a moderator
For a year now Ive been looking through a pitted windshield. Its cool because my focus is thrown out there about 500 yards or more depending on how fast Im going.

But Ive been a bit worried at shows because with the right light the window looks pretty bad. Ive wanted to change it but the TV Antenna is molded onto it so its not just a windshield but a new TV Antenna as well.

So I was talking to my Custom Car Insurance man at the two roadster shows this last month and he said were going with a new carrier next year for a better price. He said turn in a claim for the windshield. He said this kind of claim doesnt follow you.

I got extimates and its alarming what windshield places will charge when they know its insurance. It goes from 170 for my truck to 485 when they know its an insurance claim.

Im not one to say what do I care. I do care! I dont like people who gouge insurance companies.

Then I went to the Audio place to get a new antenna and they dont make mine anymore. Instead I have to buy a whole new Alpine TV tuner and antenna system. I guess they are constantly improving them and they discontinue the old ones.
Mine being 2 to 3 year old.

So I called the insurance company and explained all of this and they said no problem we will cover it all.

Well they did and theres no deductable.

Damn! What a difference I never noticed how bad it was until I got the new one in. I felt like "Thank YOU JESUS, I CAN SEE!!!


Edited by - Greez Lightning on February 20 2007 5:42p
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water spider
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Posted  - February 20 2007 : 5:49p Reply with Quote Report this post to a moderator
That is great to here Lynn. Glad you got things worked out.


Bryan

Mort
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Posted  - February 20 2007 : 6:19p Reply with Quote Report this post to a moderator
And all this time, you thought you were getting old. Turns out it was the windshield all along.

RHuckster
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Posted  - February 20 2007 : 6:35p Reply with Quote Report this post to a moderator
Yup, I replaced mine in my F-150 with a Nascar Windshield but it didn't have the Antenna in the window. Everything looked so much clearer.

Rick

04Edged
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Posted  - February 20 2007 : 6:47p Reply with Quote Report this post to a moderator
A windshield, TV tuner and antenna all covered on insurance with no deductable... you are the man

99XLTon20s
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Posted  - February 20 2007 : 6:54p Reply with Quote Report this post to a moderator
I should do the same, mine is pitted to hell.

culater
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Posted  - February 20 2007 : 7:32p Reply with Quote Report this post to a moderator
That's one heck of an insurance policy you have.

Siber Express
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Posted  - February 20 2007 : 8:43p Reply with Quote Report this post to a moderator
Mine needs it before Show season also, something about the rock chip in it.
At least you know you weren't going as blind as you thought you were Lynn

Tom in Tacoma
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Posted  - February 20 2007 : 9:41p Reply with Quote Report this post to a moderator
Mine needs one too. Hey Lynn - can you get your insurance company to send me on as well?

Bear Hunter
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Posted  - February 20 2007 : 9:46p Reply with Quote Report this post to a moderator
Wow...that is awesome!

ShowYa
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Posted  - February 20 2007 : 10:57p Reply with Quote Report this post to a moderator
Good news, now how about that drive out to Kansas City Mr. Guthrie?

Sportruk
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Posted  - February 21 2007 : 12:41a Reply with Quote Report this post to a moderator
I have a feeling mine is going to have an unfortunaite accident with a 9/16" wrench this spring. Opps, it slipped. Mine has a stone chip and a shingle flew off a neighbours roof and put some scratches on it a few years ago.

Greez Lightning
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Posted  - February 21 2007 : 1:23a Reply with Quote Report this post to a moderator
I should let you all know this is a special insurance policy.

Its for custom or antique cars. Its based on an agreed value.

My truck was agreed that it was worth 130,000 dollars. Therefore if I total it or it gets stolen the insurance company gives me 130,000 dollars.

Here are the catches. First it cannot be driven to work or for errands. It has to be in a locked garage. Well these two things are not a problem for me as one I dont work and two I use my 86 F150 to run errands. You also have to have another vehicle which proves you dont have to drive your show truck. Here is what your allowed.

1. You can drive it for pleasure anywhere or anytime you want.

2. You can drive it to be worked on like today to get the windshield fixed or to have any work done to it.

3. You can drive it to shows or events where its on display.

Some policies have certain milage requirements. Like 1000 miles a year or 3000 miles a year. The higher the mileage the higher the policy costs.

I have an unlimited mileage policy as I drive across country all the time to go to shows.

My policy is 1,300 dollars a year. If you get a ticket it does not go up. And as I said my policy has 0 deductable.

As I said we are going with another company so my agent said that I can get an appraisal for 150,000 Dollars and my policy will actually be lower than it is now. There seems to be a major discount on cars over 150K.

So tomorrow Im calling an appraiser that my agent sent me and Ill get Elvira Apraised at 150K. So if any one of you wants to steal the bitch Ill get 150. Just dont let it come back within 30 days.

sad_savant
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Posted  - February 21 2007 : 2:34a Reply with Quote Report this post to a moderator
awesome man! glad the insurance company took care of you!

like you were pointing out though man, everyone bitches at how the insurance companies rape you, well not many people stop to think about ALL the reasons insurance is so high...it's not just because people wreck...You got all these companies and vendors who insurance coverage and automatically everything goes from normal customer pricing to MSRP + profit!

really burns my ass as well...That kind of thing should be reportable to the BBB!

DrSpeed
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Posted  - February 21 2007 : 3:04a Reply with Quote Report this post to a moderator
Quote:
Originally posted by Mort

And all this time, you thought you were getting old. Turns out it was the windshield all along.


I can use this one for being a bad driver instead of the Asian driver thing now...sweeeet...

Tom in Tacoma
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Posted  - February 21 2007 : 7:41a Reply with Quote Report this post to a moderator
Quote:
Originally posted by DrSpeed

I can use this one for being a bad driver instead of the Asian driver thing now...sweeeet...




Whatever works for you - right?

devnull
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Posted  - February 21 2007 : 7:53a Reply with Quote Report this post to a moderator
Thats cool that you got everything replaced.

One of my insurance companies years ago had a zero deductible on glass as part of their standard coverage. Can't remember who it was, maybe Allstate?

Of course, when I worked at Ford DGP we also had a pretty decent windshield replacement program. Free for any Ford vehicle :)

Spanky316
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Posted  - February 21 2007 : 9:17a Reply with Quote Report this post to a moderator
I've got a crack running from the driver to the passenger side just above where the wipers rest on the windshield. i need to replace both mine and my wife's.

Greez Lightning
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Posted  - February 21 2007 : 4:45p Reply with Quote Report this post to a moderator
Well a Ford Pick up is 170. I imagine all trucks are pretty much the same.

GATOR CREW
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Posted Wirelessly  - February 22 2007 : 6:27a Reply with Quote Report this post to a moderator
Lynn, glad they took care of it for you. Good info on the special Insurance policy...I have always wondered how they work.

My truck does not hold a candle to yours, but I have been wondering about more insurance for my ride, something to cover all my mods in case of a wreck or being stolen. I need to call my Insurance company and see what they say.

Greez Lightning
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Posted  - February 22 2007 : 9:07a Reply with Quote Report this post to a moderator
Gator Crew,
I know allstate has a policy you can get to cover more but with the work you have in your truck you could qualify easy for Custom Car insurance.
Problem is you cant drive it to work and you have to have another vehicle in your name and an insurance policy on it showing you have a car to drive to work.

Dissociative
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Posted  - February 28 2007 : 11:03a Reply with Quote Report this post to a moderator
guess mine is really bad because i really notice it....chicago driving for ya...

mattadams
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Posted  - March 5 2007 : 2:41p Reply with Quote Report this post to a moderator
Maybe they just installed you a Mr. Magoo windshield. It looks clearer just because it corrects for your vision, heh heh.
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